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Retirement Application form

🌿 Retirement Membership Application Begin YourNext Chapter ECAHLI Retirement Living — Brazil Complete this application for ECAHLI Retirement Membership. Both the Retirement Buy-In and Monthly Membership pathways use this form. We will review your application and contact you within 5 business days. Retirement Living Details ↗ All Membership Pathways ↗ Downloads ↗ Step 1 — Select Your Membership Pathway How Would You Like to Join? Select one pathway below — both include the full ECAHLI retirement service package. 🏡 Option A Retirement Buy-In Membership From $550,000 One-time lifetime buy-in investment + $800/month service fee. Permanent residential rights. Full retirement service package included. Return on investment from community profits. 🌿 Option B Monthly Retirement Membership $800 / month All-inclusive monthly membership. No large upfront investment required. Full retirement service package included. Flexible arrangement — minimum 3-month commitment. 01Personal Details Basic information about the primary applicant Title * Select titleMrMrsMsMissDrProfRevOther Preferred Name / Nickname First Name * Last Name * Date of Birth * Age * Gender * SelectMaleFemalePrefer not to sayOther Marital Status * SelectSingleMarriedWidowedDivorcedSeparatedLife Partner Applying as a couple? Please complete this form for the primary applicant. After submission, email info@ecahli.com and we will send you a second application form for your partner. Nationality * Country of Birth Passport / ID Number * Passport Expiry Date Languages Spoken Religion / Faith (Optional) 02Contact Information How we can reach you Email Address * Mobile / WhatsApp Number * Current Home Address * Current Country of Residence * How Did You Hear About ECAHLI? * SelectLinkedInFacebookYouTubeGoogle SearchFriend or FamilyNews ArticleEmail NewsletterReferred by AgentOther 03Emergency Contact Person to contact in case of emergency — not living with you Emergency Contact Full Name * Relationship to You * Emergency Contact Phone * Emergency Contact Email Emergency Contact Address 04Next of Kin & Legal Representative For legal and estate purposes — may be the same as emergency contact Next of Kin Full Name * Relationship to You * Next of Kin Phone * Next of Kin Email Do you have a current Will? Yes No In Progress Do you have a Power of Attorney in place? Yes No 05Medical Overview Strictly confidential — used solely to ensure we can meet your care needs Why we ask: ECAHLI has an on-site 30-bed private hospital and full medical team. This information allows us to ensure we can meet your specific health needs before you arrive — and to provide the right level of care from day one. All information is treated as strictly confidential medical data. Name of Your Current GP / Family Doctor GP Practice / Hospital Name GP Phone Number GP Country / City Blood Type A+ A− B+ B− O+ O− AB+ AB− Unknown Vaccination Status * Fully Vaccinated Partially Vaccinated Not Vaccinated Prefer Not to Say Which vaccines have you received? (tick all that apply) COVID-19 (any approved vaccine) Influenza (Flu) — annual Pneumococcal (pneumonia) Shingles (Herpes Zoster) Hepatitis A Hepatitis B Yellow Fever Tetanus / Diphtheria / Whooping Cough Typhoid Any other vaccinations — please specify Do you have any diagnosed medical conditions? * Yes No Please tick all conditions that apply to you Heart condition / Cardiovascular disease Hypertension (High blood pressure) Diabetes — Type 1 Diabetes — Type 2 Stroke or TIA (mini-stroke) history COPD or other chronic lung condition Asthma Arthritis — Osteoarthritis or Rheumatoid Osteoporosis Cancer — current or in remission (please detail below) Kidney / Renal condition Liver condition Thyroid condition Neurological condition (e.g. Parkinson’s, Epilepsy, MS) Dementia or Alzheimer’s disease Mental health condition (e.g. Depression, Anxiety, Bipolar) Vision impairment Hearing impairment Autoimmune condition HIV / AIDS None of the above Please provide further detail on any conditions listed above Are you currently taking any prescription medications? * Yes No Please list all current prescription medications Please list ALL medications including insulin, blood thinners, heart medications, psychiatric medications and hormonal treatments. Are you taking any over-the-counter or herbal supplements regularly? Do you have any known allergies? * Yes No Unknown Please list all known allergies and reactions Do you carry an EpiPen or emergency medication? Yes No Have you ever been hospitalised for an allergic reaction? Yes No Have you had any major surgeries in the past 10 years? Have you been hospitalised in the past 3 years (excluding surgery)? 06Mobility & Daily Living To ensure we place you in the right accommodation and provide appropriate support Current Mobility Level * Fully independent — no assistance needed Mostly independent — occasional assistance Walking aid (cane, walker, crutches) Wheelchair — part-time use Wheelchair — full-time use Requires significant assistance with movement Daily Living — Please indicate where you currently need assistance None — I am fully independent in all daily activities Dressing Bathing or showering Meal preparation Medication management and reminders Housekeeping and laundry Transportation and getting around Personal hygiene Continence management Memory or cognitive support Overnight care or monitoring Do you currently use any medical equipment at home? Do you have a current care plan or care package? Yes No Do you currently have a professional carer or home nurse? Yes No Are there any specific care or medical requirements we should be aware of before your arrival? 07Lifestyle & Personal Preferences So we can make your experience at ECAHLI as comfortable and enjoyable as possible Dietary Requirements * No special dietary requirements — I eat everything Vegetarian Vegan Pescatarian (fish but no meat) Halal Kosher Gluten-free Lactose intolerant / Dairy-free Diabetic diet Low sodium / Low salt Low fat Texture-modified diet (soft foods, puree) Any food allergies or strong food dislikes? Do you smoke or use tobacco products? No Yes — cigarettes Yes — vaping Former smoker Do you consume alcohol? No / Never Occasionally Regularly — moderate Former drinker Hobbies & Interests What kind of social life do you prefer? Very social — I love group activities and meeting new people Moderately social — I enjoy company but also value quiet time I prefer privacy and quiet — occasional social contact is enough Do

Fifty Communities. One Continent. A New Economic Dawn.

Fifty Communities.One Continent.A New Economic Dawn. ECAHLI — Transforming Latin America | 50 Communities. One Continent. ECAHLI — Eco-Community Alternative Housing Lifestyle Initiative Fifty Communities.One Continent.A New Economic Dawn. A transformational development network spanning Latin America — bringing infrastructure, employment, housing, education, and healthcare to the regions that need it most. 50 Self-Sustaining Communities $49M Revenue Per Community 350km Network Spacing 68% EBITDA Margin Discover The Opportunity Latin America is a continent of extraordinary potential held back by the infrastructure gaps of the past. ECAHLI is the bridge to a different future. Across Latin America and the Caribbean, hundreds of millions of people live in communities without reliable access to quality healthcare, modern housing, post-secondary education, or economic mobility. Traditional foreign investment has too often extracted value from these regions rather than building it. ECAHLI was designed from the ground up to do the opposite. Each community is a complete, regenerative ecosystem — not a project dropped into a landscape, but a living institution that grows with its people, creates lasting employment, and raises the standard of life for every surrounding community within its orbit. With a planned network of 50 communities spaced 350 kilometres apart, ECAHLI will form the most ambitious sustainable development corridor the continent has ever seen. The Numbers That Change a Continent Every Community. Every Country. Every Life. These are the verified figures from the ECAHLI v19 financial model — canonical, audited, and built to stand before the most rigorous institutional scrutiny. $49M Annual RevenuePer Community Fully stabilised operation 68% EBITDA Margin Among the highest in global real estate 27% Internal Rate of Return IRR to equity investors 8.5× Debt Service Coverage DSCR — well above lender thresholds $347M Exit Value Per Community At 8× EBITDA multiple 50 Planned CommunitiesAcross Latin America 2,450+ Direct & Indirect JobsPer Community 350km Strategic NetworkSpacing Ensuring continental coverage 500+ Residents Per Community Growing to 1,000+ at full capacity $2.4B Total NetworkRevenue Potential All 50 communities stabilised What ECAHLI Builds Not a Village. A Complete Civilisation in Miniature. Each ECAHLI community is a fully integrated, self-sustaining settlement built around hempcrete architecture, regenerative agriculture, renewable energy, and — critically — the full suite of social infrastructure that transforms a settlement into a society. This means healthcare. Education from early childhood through tertiary level. A working airstrip for medical emergencies and economic connectivity. Local food production. Digital infrastructure. Cultural institutions. And above all, dignified, permanent employment for local people. “For every $1 invested in an ECAHLI community, the surrounding local economy receives an estimated $3.80 in multiplied economic benefit — through wages, local procurement, service demand, and tourism.” Six Pillars of Regional Transformation What Fifty Communities Deliver to Latin America 🏗️ 01 Dignified Housing Hempcrete homes — fire-resistant, thermally superior, carbon-sequestering, and built to last generations. Each community delivers 200–400 residential units at multiple price points, including below-market retirement options and workforce housing. 200–400 housing units per community 💼 02 Mass Employment Construction, agriculture, hospitality, healthcare, education, administration, logistics, technology, and the arts. ECAHLI communities generate not just jobs but careers — with living allowances, housing benefits, and pathways to equity participation for active members. 2,450+ jobs per community · 122,500 across the network 🏥 03 Healthcare Infrastructure Each community includes a medical centre offering primary care, preventive medicine, and specialist telemedicine services. The 350km network spacing ensures that no region in ECAHLI’s footprint is more than 175km from a functioning community health hub — with a small airstrip for emergency transfers. Medical centre + emergency airstrip · network reach: 175km radius 🎓 04 Education from Cradle to Career A full education ecosystem: early childhood development, primary schooling, secondary education, vocational training, and digital learning centres. ECAHLI education facilities are open to surrounding communities — making each site a regional educational hub, not a private institution. Serves community + 25km radius · vocational training in 12+ trades ✈️ 05 Aviation & Connectivity Small airstrips integrated into each community serve three functions: medical emergency evacuation, economic connectivity for goods and professional services, and the foundation of the inter-community ECAHLI aviation network. Where roads fail, the sky provides. Light aircraft airstrip · IFR-capable at major hubs · charter + medevac 🌱 06 Regenerative Agriculture & Food Security Integrated permaculture and precision agriculture systems supply each community with food security while generating commercial surpluses for regional markets. Hemp cultivation, aquaponics, market gardens, and a community food forest combine to make each ECAHLI site a regional food anchor. 80%+ food self-sufficiency · surplus sold into local markets The Continental Network 50 Communities. 350km Apart. A Continent Transformed. Spaced at 350km intervals, each ECAHLI community sits at the centre of a 175km service radius — ensuring that together, the network provides meaningful access to infrastructure for the majority of Latin America’s underserved rural population. BR-1BR-2BR-3BR-4BR-5 BR-6BR-7BR-8BR-9BR-10 PY-1PY-2AR-1AR-2AR-3 CO-1CO-2VE-1EC-1PE-1 PE-2BO-1BO-2CL-1CL-2 MX-1MX-2MX-3GT-1HN-1 SV-1NI-1CR-1PA-1UY-1 UY-2PY-3GY-1SR-1GF-1 CU-1DO-1PR-1JM-1TT-1 HT-1BS-1BZ-1GD-1LC-1 ● Hub Communities  ·  ○ Standard Communities  ·  Network Coverage: ~8.5 million km² 17+ Countries Served 8.5Mkm² Network Coverage Area 175km Maximum Distance to Nearest Community Country-by-Country Impact What ECAHLI Offers to Every Nation in the Network ECAHLI does not impose a model. It partners with governments, indigenous communities, and local institutions to co-create developments that address each country’s specific economic and social gaps. Below is a representative picture of the transformation ECAHLI brings to key partner nations. 🇧🇷 Brazil Housing deficit · Rural poverty · Amazon frontier Brazil holds ECAHLI’s flagship development and the greatest expansion potential — with up to 10 planned communities spanning the Amazon frontier, the Cerrado, and the Northeast. Each Brazilian community will partner with FUNAI and local governments to create sustainable livelihoods at the edges of the Amazon, replacing deforestation economics with regenerative ones. ↑ Up to 10 communities · 24,500 jobs · Hempcrete as forestry alternative 🇵🇾 Paraguay Rural inequality · Limited healthcare access · Young workforce Paraguay’s predominantly young, rural population represents precisely the workforce ECAHLI is designed to empower. Three planned communities will target the Chaco and Eastern Region, providing healthcare infrastructure in areas

The Great Reset Is Here: AI Is Eliminating IT Jobs at Warp Speed — And a Green Revolution May Hold the Answer

The Great Reset Is Here: AI Is Eliminating IT Jobs at Warp Speed — And a Green Revolution May Hold the Answer By Petrus Van Der Merwe | March 2026 The machines aren’t coming. They’re already here — and they’re reshaping every industry, every economy, and every life on the planet. This is not a drill. This is the defining moment of our generation. The AI Earthquake Nobody Is Fully Prepared For Imagine waking up one day to find that the skills you spent years — even decades — developing are now performed by a machine in seconds, for a fraction of the cost. For millions of IT professionals around the world, that moment is not hypothetical. It is already happening. Artificial intelligence is transforming the technology sector with breathtaking speed. Code that once took development teams weeks to build can now be generated in minutes. Complex debugging sessions that kept senior engineers at their desks through the night are being resolved in a blink. Entire layers of IT infrastructure — from database administration to systems analysis, from cybersecurity monitoring to software testing — are being automated at a pace no one predicted even five years ago. The numbers tell a story that should make every professional sit up and take notice. Goldman Sachs has warned that AI could replace the equivalent of 300 million full-time jobs globally, potentially replacing a quarter of all work tasks in the US and Europe. The World Economic Forum’s Future of Jobs Report 2025 paints an equally striking picture: approximately 22% of current jobs will transform significantly by 2030. While around 170 million new job opportunities will emerge — primarily in technology-driven sectors, green industries, and care services — about 92 million existing roles are projected to disappear. In the tech sector specifically, the impact is already measurable and accelerating. In the first six months of 2025 alone, nearly 78,000 tech job losses were directly attributed to AI. The tech sector is at the forefront of cuts, with 89,251 job cuts reported within the first seven months of 2025 — a 36% increase from the same period in 2024. This is not a distant forecast. This is happening now. The Speed of Disruption: From Decades to Eyeblinks The IT industry built its dominance on a simple premise: technical complexity creates job security. If you could write code, architect systems, or solve network problems, you had a career for life. That premise is now being fundamentally challenged. According to ARXIV research, 80% of the US workforce might see at least 10% of their job tasks affected by large language models. For IT workers in particular, the exposure is even more direct. AI tools now write production-ready code, generate documentation, perform automated testing, handle network monitoring, and even design architecture recommendations — tasks that once justified entire departments and six-figure salaries. Hiring in the tech sector has declined drastically, with jobs announced in 2025 representing a 58% decrease from 2024. Companies are not replacing the workers they let go. They are replacing entire functions. More than a third of companies using AI say that the technology replaced workers in their organization because “they were no longer needed.” And the trajectory is only steepening. The World Economic Forum suggests that more than 7.5 million data entry jobs will be eliminated by 2027, marking the largest anticipated job loss in any single profession. The velocity of this shift is unprecedented. Previous technological revolutions — the industrial age, the internet boom — unfolded over decades, giving societies time to adapt. AI is compressing that timeline to years, even months. The Smart Money Is Getting Nervous Here is where it gets particularly revealing: even the most powerful institutional investors in the world are re-evaluating their positions. BlackRock — the world’s largest asset manager, overseeing more than $11 trillion in assets and holding significant stakes in virtually every major IT company on earth — is publicly signalling a strategic pivot. Just a fifth of those polled by BlackRock say large US technology firms remain a compelling investment for the coming year. By contrast, 54% of respondents consider energy providers to be a stronger opportunity, and 37% say energy infrastructure offers a better outlook than the big tech sector. Consulting leader Gartner estimates that capital expenditure on AI hit US$1.5 trillion in 2025 — a figure that worries investors concerned about concentration risk and uncertain returns, particularly when higher interest rates make borrowing more expensive. The investment community is not abandoning AI — they are pivoting around it. The gold rush is shifting from the picks-and-shovels of software to the infrastructure and energy systems that power AI itself. Growing scrutiny of data centre profitability, with power bills rising continuously, is increasing pressure to identify sustainable, long-term value. The message from the world’s smartest money is clear: the era of blind tech investment is over. A new era of infrastructure, sustainability, and real-world production is beginning. A World on the Edge: The Economic Storm Already Raging The AI disruption does not exist in a vacuum. It is crashing into an already fragile global economy, and the collision is dangerous. Global growth is forecast to slow to 2.3% in 2025, slipping below the 2.5% threshold often associated with a global recession. Trade policy uncertainty has reached historic highs, eroding business confidence and reshaping global trade patterns. Manufacturers and investors are delaying decisions, reassessing supply chains, and stepping up risk management efforts. In early 2025, the Economic Policy Uncertainty Index reached its highest levels this century. Markets saw sharp corrections and significant losses, with the financial “fear index” reaching its third-highest level on record, behind only the peaks during the COVID-19 pandemic and the 2008 global financial crisis. Conflict is accelerating the crisis. The World Economic Forum identifies state-based armed conflict as one of the top risks for 2025, with ongoing conflicts in Ukraine, the Middle East, and Sudan amplifying global uncertainty well beyond 2025. Fiscal priorities are shifting: official development assistance has dropped

Latin America: The Frontier Where Vision Becomes Impact

Latin America: The Frontier Where Vision Becomes Impact There are moments in history when capital follows stability.And there are moments when visionaries move before the numbers fully catch up. Latin America is entering the second kind of moment. Across its vast rural landscapes, biodiverse ecosystems, agricultural heartlands, and emerging innovation corridors lies one of the greatest untapped investment opportunities of our generation — not merely for financial return, but for systemic transformation. For those building the future in sustainability, eco-technologies, regenerative agriculture, renewable energy, and digital communication, Latin America is not a secondary market. It is a strategic frontier. The Undervalued Power of the Region Latin America is home to: Some of the world’s richest biodiversity Abundant solar, wind, hydro, and geothermal potential Vast agricultural land with regenerative capacity Critical minerals essential for the energy transition A young and increasingly entrepreneurial population Yet many rural areas remain underserved — population-deprived, industry-deprived, infrastructure-limited, and overlooked by traditional capital flows. This is precisely where true pioneers operate. Where others see “underdeveloped,” visionaries see: Decentralized renewable grids Regenerative farming ecosystems Climate-resilient infrastructure Circular economy production hubs Digital communication bridges connecting rural communities to global markets The future green economy will not be built only in financial capitals. It will be built in the rural regions where land, community, and innovation intersect. Why Now? The global economic model is shifting toward sustainability by necessity. Climate change, supply chain fragility, food security risks, and energy transitions are forcing structural change. Latin America sits at the center of these shifts: Solar radiation levels among the highest in the world Wind corridors ideal for large-scale clean energy Agricultural systems ready for regenerative redesign Rural communities eager for opportunity Investing now means participating in: Energy independence movements Food system transformation Eco-tourism expansion Climate-resilient infrastructure development Rural digital empowerment This is not speculative growth — it is structural evolution. Sustainability as a Development Strategy Sustainability is often framed as a cost. In Latin America, it is a growth strategy. Imagine: Rural microgrids powered by solar and wind Agricultural cooperatives exporting regenerative produce Eco-technological hubs developing water purification systems Communication networks empowering remote education and telemedicine Circular manufacturing reducing waste while generating employment By channelling investment into underserved regions, we do more than deploy capital — we catalyse local industry, reduce migration pressure, build climate resilience, and strengthen social stability. The green economy is strongest when it is inclusive. The Pioneer Advantage History rewards those who enter markets before they mature. True pioneers understand: Emerging markets require patience Relationships matter as much as capital Cultural intelligence is a competitive advantage Sustainability must be community-rooted The opportunity is not to replicate outdated industrial models.It is to build new ones — decentralized, regenerative, technologically empowered. Latin America offers the rare combination of natural abundance and structural space for innovation. This is not about extraction.It is about collaboration. Two Futures, One Choice We stand at a global crossroads. One future continues centralized, extractive, short-term economic models.The other builds regenerative, decentralized, sustainable systems aligned with long-term prosperity. Exploring new opportunities requires more than spreadsheets. It requires immersion, perspective, and courageous leadership. That is why initiatives like the 90-Day Latin American Cross-Continent Challenge exist. The Two Futures, One Choice – 90 Day Challenge by ECAHLI is not simply a journey — it is a call to action. It brings together pioneers, investors, sustainability leaders, innovators, and change-makers to explore real-world opportunities across Latin America. This is where: Partnerships are formed on the ground Undiscovered rural potential becomes visible Local communities connect with global expertise Vision turns into strategy Discovering the “real world” means stepping beyond conventional markets and engaging directly with communities, ecosystems, and emerging industries shaping tomorrow’s economy. The Magic of the Undiscovered There is something transformative about entering regions that global finance has overlooked. You see: Untapped rivers capable of clean energy generation Farmers ready to transition to regenerative methods Young entrepreneurs seeking mentorship Communities eager for connectivity Land capable of sustainable abundance The magic is not romantic — it is practical.It is measurable.It is scalable. The green economy will not emerge from comfort zones. It will emerge from bold exploration. A Call to Visionaries If you work in: Sustainability Eco-technologies Renewable energy Regenerative agriculture Communication infrastructure Impact investment Then Latin America is not just an opportunity — it is a responsibility. The next era of prosperity will belong to those who: Invest early Build ethically Collaborate locally Think generationally The world does not need more extractive growth.It needs regenerative leadership. Two futures stand before us. The choice is not theoretical.It is geographic.It is strategic.It is now. Latin America is ready. The question is — are you ready to explore its undiscovered potential?

Sustainable Green Economies

Building Sustainable Green Economies: Why Investing in Human Potential Is Our Greatest Resource As the world confronts climate change, resource scarcity, and growing inequality, the transition to sustainable green economies has moved from aspiration to necessity. Yet technology and infrastructure alone cannot deliver this transformation. The cornerstone of any thriving sustainable economy is its people—their skills, creativity, experience, and talents. The Human Dimension of Sustainability Green economies require more than renewable energy installations or circular supply chains. They demand a skilled workforce capable of designing regenerative agricultural systems, managing sustainable water resources, developing clean technologies, and building energy-efficient communities. According to the International Labour Organization, the transition to a green economy could create 24 million new jobs globally by 2030—but only if we invest strategically in education, vocational training, and lifelong learning programs that equip workers with future-relevant skills. This investment must be inclusive. Rural communities, often overlooked in economic development, hold tremendous potential as hubs for sustainable agriculture, renewable energy production, and eco-tourism. When paired with skills development and fair access to capital, these regions can become engines of green growth rather than zones of abandonment. Dignity Through Meaningful Work Sustainable development succeeds when it restores human dignity through purposeful work. Communities thrive when residents aren’t merely recipients of aid but active participants in designing, building, and governing their futures. This means:  Skills training aligned with local opportunities: Teaching regenerative farming techniques in agricultural regions; solar installation in sun-rich areas; sustainable forestry management where ecosystems depend on it. Ownership and profit-sharing models: Ensuring community members benefit economically from local development rather than seeing wealth extracted by outside interests. Intergenerational knowledge transfer: Honouring traditional ecological knowledge while integrating modern sustainability science. A Balanced Path Forward The desire for healthier living environments, affordable housing, and economic security is universal and legitimate. Many people—particularly in high-cost urban centers—rightly seek alternatives that offer better quality of life, stronger community ties, and alignment with ecological values. However, sustainable development must be grounded in evidence, transparency, and respect for public health. It should: Work within democratic systems to reform them, not retreat into isolated enclaves based on fear or misinformation Embrace science-based approaches to health, agriculture, and environmental management Build bridges across political and social divides rather than deepening polarization Prioritize verifiable outcomes over charismatic narratives The Real Work Ahead Creating sustainable communities requires hard, collaborative work: securing land rights, developing water infrastructure, establishing local governance structures, building supply chains, and navigating regulatory frameworks. It demands patience, capital, technical expertise, and—most importantly—trust among diverse stakeholders. Organizations pursuing sustainable community development have a responsibility to operate transparently, honor commitments to residents, and subject their models to independent evaluation. Awards and promotional language matter less than demonstrable outcomes: Are residents thriving? Is the ecosystem regenerating? Is the economic model truly sustainable? Conclusion The vision of sustainable communities where people live with dignity, purpose, and ecological harmony is worth pursuing. But we achieve it not by retreating from society or embracing divisive narratives, but by investing deeply in human potential—providing education, opportunity, and agency to people everywhere. When we empower individuals with skills, fair wages, and a voice in their future, we build not just green economies, but resilient, compassionate societies capable of meeting our greatest challenges together. Discover ECAHLI and expand your mind towards a better future and get proactively involved with Sustainable developments and information Conscious Enterprise Network     If you’re interested in legitimate sustainable development initiatives, I encourage researching organizations with transparent operations, third-party verification of outcomes, and alignment with UN Sustainable Development Goals. Always exercise due diligence before committing resources to any development project. Article by Petrus Van Der Merwe Founder, CEO of ECAHLI